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Rent Your Home Tax Free
There is a little-known provision in the tax code that allows homeowners to rent their principal residence or second home for up to 14 days a year without having to recognize the income. In this situation, the taxpayer does not deduct ...Make Your Best Offer FIRST
This strategy is not about trying to negotiate the best price; it is about beating out the competition and buying the home.Say “NO” To FSBO
To understand the reasoning behind why a homeowner should not sell their home by themselves, we need to identify the motivation. Probably, more times than not, the homeowner wants to "save" the cost of the commission. It certainly rep...Downsizing Difficulty
People accumulate things over the years and paring down possessions is one of the biggest challenges moving to a smaller home.15-Year Mortgage
To pay your home off sooner, save interest and build equity faster, consider a 15-year mortgage.Ready For Visitors
Whether your home is on the market or not, it should always be ready for visitors.Types Of Mortgages
These three general types of mortgages allow for different down payments, terms, and special conditions like including home improvements.Homeowner Equity And Wealth Accumulation
National homeowner equity grew in the fourth quarter of 2020 by $1.5 Trillion or 16.2% year-over-year based on a CoreLogic analysis. The study was done on the six out of ten homeowners who have mortgages on their home. The fourth qua...Find A Wall Stud
These tips can save time and keep you from putting unnecessary holes in the wall when looking for a stud.RSS FEED
Getting Creative With Your Wall Space
Do you have a blank wall with no idea what to put on it? Rethink the boring family photo with these interesting ideas.
Get wordy. Whether youre ...
5 Ways to Smile More
Feeling down? It happens. However, if the blues seem to follow you everywhere you go, consider these simple tips for raising your mood.
Surround yourself...
How Unpaid Medical Bills Affect Your Credit Score
Paying your medical bill is one of the last things on your mind when youre at a hospital emergency room. And how that bill could affect your credit score is probably m...
Small Reminders Can Reduce Credit Card Debt
No one wants to be reminded by their bank that using a credit card too much is a bad idea. Its a rule of thumb that everyone knows, but often avoids because a credit c...
How to Negotiate a Clean Credit Report
A late payment on a credit bill or other debt such as a mortgage can have a significant impact on your credit score. And the higher your credit score is to begin with,...
5 Ways to Trick Yourself Into Saving Money
The savings rate in America is pretty abysmal. Fifty-seven percent of Americans have less than $1,000 in their savings accounts, according to a 2017 GOBanking Rates su...
4 Mantras to Make You Happy
Some days, keeping a smile on your face can be a struggle. Whether youre dealing with a stressful career, medical issues or just feeling weighed down by your daily rou...
Building Credit Without Credit Cards
A credit card is one of the main ways to build credit. By using a credit card wisely and not running up huge bills and paying them off in full on time, consumers can i...
Four Ways to a Higher Credit Score
Improving your credit can take time, often many months. But there are some things you can do to raise your credit score quickly, even if only by a few points.
5 Tips for Making Health Savings Accounts Work for You
Putting money in a Health Savings Account, or HSA, can help you and your family pay for health expenses now and in the future, while giving you a tax break for your co...