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Roof Leaks

A quick inspection can indicate whether you have issues that need attention.

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Rent Your Home Tax Free

There is a little-known provision in the tax code that allows homeowners to rent their principal residence or second home for up to 14 days a year without having to recognize the income.  In this situation, the taxpayer does not deduct ...

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Say “NO” To FSBO

To understand the reasoning behind why a homeowner should not sell their home by themselves, we need to identify the motivation.  Probably, more times than not, the homeowner wants to "save" the cost of the commission.  It certainly rep...

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Downsizing Difficulty

People accumulate things over the years and paring down possessions is one of the biggest challenges moving to a smaller home.

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15-Year Mortgage

To pay your home off sooner, save interest and build equity faster, consider a 15-year mortgage.

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Types Of Mortgages

These three general types of mortgages allow for different down payments, terms, and special conditions like including home improvements.

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Homeowner Equity And Wealth Accumulation

National homeowner equity grew in the fourth quarter of 2020 by $1.5 Trillion or 16.2% year-over-year based on a CoreLogic analysis.  The study was done on the six out of ten homeowners who have mortgages on their home. The fourth qua...

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Find A Wall Stud

These tips can save time and keep you from putting unnecessary holes in the wall when looking for a stud.

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Getting Creative With Your Wall Space

Do you have a blank wall with no idea what to put on it? Rethink the boring family photo with these interesting ideas.

Get wordy. Whether youre ...

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5 Ways to Smile More

Feeling down? It happens. However, if the blues seem to follow you everywhere you go, consider these simple tips for raising your mood.

Surround yourself...

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How Unpaid Medical Bills Affect Your Credit Score

Paying your medical bill is one of the last things on your mind when youre at a hospital emergency room. And how that bill could affect your credit score is probably m...

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Small Reminders Can Reduce Credit Card Debt

No one wants to be reminded by their bank that using a credit card too much is a bad idea. Its a rule of thumb that everyone knows, but often avoids because a credit c...

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How to Negotiate a Clean Credit Report

A late payment on a credit bill or other debt such as a mortgage can have a significant impact on your credit score. And the higher your credit score is to begin with,...

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5 Ways to Trick Yourself Into Saving Money

The savings rate in America is pretty abysmal. Fifty-seven percent of Americans have less than $1,000 in their savings accounts, according to a 2017 GOBanking Rates su...

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4 Mantras to Make You Happy

Some days, keeping a smile on your face can be a struggle. Whether youre dealing with a stressful career, medical issues or just feeling weighed down by your daily rou...

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Building Credit Without Credit Cards

A credit card is one of the main ways to build credit. By using a credit card wisely and not running up huge bills and paying them off in full on time, consumers can i...

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Four Ways to a Higher Credit Score

Improving your credit can take time, often many months. But there are some things you can do to raise your credit score quickly, even if only by a few points.

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5 Tips for Making Health Savings Accounts Work for You

Putting money in a Health Savings Account, or HSA, can help you and your family pay for health expenses now and in the future, while giving you a tax break for your co...

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